For one dollar, every account, inquiry, and negative item on your profile is analyzed, and you get a personalized recommendation plan.
Before anything is disputed, you need to know what you are working with. The $1 deep-dive analysis is a line-by-line audit of your full credit profile that maps every account, inquiry, and negative item, and produces a personalized recommendation plan.
A comprehensive analysis of your full credit profile performed for a $1 screening fee. It is a preliminary analysis only, separate from the paid 6-month program, and it does not trigger a hard inquiry. The output is a clear map of what is on your report and a recommendation plan for what to address.
The $1 fee confirms you are a real, committed applicant and unlocks the full analysis. Every account and negative item is reviewed for accuracy and verifiability under consumer-protection law, and a personalized recommendation plan shows what to address first. The screening is your on-ramp to the paid program, not the program itself.
Complete the short screening form and pay the $1 fee to confirm you are a committed applicant.
Every account, inquiry, and negative item on your profile is analyzed for accuracy and verifiability.
You receive a personalized plan showing what to address and in what order.
Use the plan to decide whether the 6-month bundle is right for you. No commitment required.
The deep-dive analysis and recommendation plan, separate from the paid 6-month program.
The full program at $497 or $189 down plus $99 monthly, with payment plans available. Includes the dispute software, attorney review, garnishment consultation, and every bonus service.
Three layers of your profile, reviewed before a single dispute is filed.
Every service below is included in the same 6-month bundle.
Our dispute engine leverages federal consumer protection laws (FCRA, FDCPA) to challenge negative items and tracks every dispute, deadline, and response.
Learn moreAttorneys do an extensive review and build a plan for violations and difficult items.
Learn moreA structured plan with milestones so you can see progress month over month.
Learn moreStraight answers about this part of the program.
The $1 fee confirms you are a real, committed applicant and unlocks a full deep-dive analysis of your credit profile plus a personalized recommendation plan. It is not the full program; it is your on-ramp to it.
No. The screening and analysis do not trigger a hard inquiry. The dispute process works to remove inaccurate and unverifiable negative items, which typically raises your score over time.
No. The $1 screening is a preliminary analysis only and is separate from the paid 6-month program. It gives you a plan; the program executes it.
One dollar unlocks a full analysis of your credit profile and a personalized recommendation plan.