Consumer-law software that challenges what's dragging you down
Automated bureau and creditor disputes built on the FCRA and FDCPA, with a real-time dashboard so nothing slips through the cracks.
What this service is
Our proprietary dispute software is the engine of the program. It turns the federal consumer-protection laws that already protect you into structured, trackable disputes sent directly to the credit bureaus and creditors reporting against you.
A purpose-built dispute platform that generates, sends, and tracks challenges to inaccurate, unverifiable, and unfairly reported negative items. It manages deadlines and bureau responses so each dispute is followed through to resolution rather than filed and forgotten.
Our verified approach
Each negative item is reviewed for accuracy and verifiability under the FCRA and FDCPA. Where an item is inaccurate, outdated, or unverifiable, the software generates a targeted dispute and tracks the bureau's response through the legally required investigation window. If an item comes back verified but still questionable, it is flagged for attorney review.
Who it is for
- People with multiple negative items across several accounts
- Anyone tired of dispute letters that go unanswered
- Clients who want to see exactly where every challenge stands
- Those who want the law working for them automatically, not manually
Common problems we see
- Late payments that are inaccurate or too old to report
- Charge-offs the bureau cannot substantiate
- Collections and unauthorized inquiries
- Misreported evictions, repossessions, or medical bills
What you get
- Automated bureau and creditor disputes
- FCRA and FDCPA violation detection
- Real-time dispute tracking dashboard
- Deadline management so no response window is missed
- Items that resist dispute get escalated to attorney review
What to expect
- 1
Profile import
Your credit profile is imported after the $1 deep-dive analysis so every account and negative item is mapped.
- 2
Dispute generation
The software drafts targeted challenges based on the specific law that applies to each inaccurate or unverifiable item.
- 3
Filing and tracking
Disputes are sent to the reporting bureaus and creditors, and every investigation deadline is tracked on your dashboard.
- 4
Response and escalation
Bureau responses are logged. Items that are removed are cleared; items that return verified are flagged for attorney review.
Service options
Included in the 6-month bundle
The dispute software runs throughout your program at no additional cost, alongside attorney review and every bonus service.
Why a dispute engine beats doing it by hand
The same work, tracked end to end instead of left to memory and spreadsheets.
| Feature | Our software | Doing it manually |
|---|---|---|
| Dispute drafting | Generated per item under FCRA/FDCPA | Hand-written, one at a time |
| Deadline tracking | Automated on your dashboard | Tracked by memory or spreadsheet |
| Bureau responses | Logged and compared | Easy to lose or misfile |
| Escalation | Flagged to attorney review | Often missed entirely |
| Visibility | Real-time dashboard | Call or email to ask |
Pairs well with
Every service below is included in the same 6-month bundle.
Consumer Lawyer Review
Attorneys do an extensive review and build a plan for violations and difficult items.
Learn moreDeep-Dive Profile Analysis
A line-by-line audit of your full credit profile with personalized recommendations.
Learn more6-Month Results Timeline
A structured plan with milestones so you can see progress month over month.
Learn moreProprietary Consumer-Law Software questions
Straight answers about this part of the program.
Does the software guarantee items will be removed?+
No. We challenge items based on accuracy and verifiability under the FCRA and FDCPA, and we cannot guarantee the removal of any specific item. Results vary based on your individual credit profile and your participation in the program.
What laws does the software use?+
The platform is built on federal consumer-protection laws, primarily the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA), along with related protections.
Will using the software hurt my credit?+
No. The $1 screening and analysis do not trigger a hard inquiry, and the dispute process works to remove inaccurate and unverifiable negative items, which typically raises your score over time.
Start your credit deep-dive
One dollar unlocks a full analysis of your credit profile and a personalized recommendation plan.