Privacy Policy

Information we collect

When you submit our $1 screening form, we collect the information you provide directly: your first name, last name, email address, and phone number. If you enroll in the paid program, we may also collect information needed to analyze your credit profile and support disputes, which can include identifying details and credit-report information you choose to share with us.

We also collect basic technical information automatically, such as the pages you visit on our site and general analytics data, to understand how the site is used and to improve it.

How we use your information

• To deliver your $1 deep-dive credit analysis and personalized recommendations.
• To contact you about your screening, your results, and the paid program.
• To provide dispute-assistance support and coordinate attorney consultations offered through independent licensed attorneys as part of the program.
• To respond to your questions and provide customer support.
• To improve our website, services, and communications.

How we share your information

We do not sell your personal information. We may share it with service providers who help us operate our business (for example, the platform that stores form submissions and delivers your analysis), and with independent licensed attorneys who provide consultations as part of the program, when needed to deliver those services. We may also disclose information when required by law or to protect our rights.

Mobile information and text messaging

When you provide your mobile phone number and opt in through our chat widget, you agree to receive recurring automated marketing and informational text messages (SMS and MMS) from Cofer Legacy Group at the number you provide. Message and data rates may apply. Message frequency varies. You are not required to provide your mobile number or to opt in as a condition of purchasing any goods or services.

By opting in, you confirm that the mobile number you provide belongs to you and that you are authorized to consent to messages at that number. We may use the information you provide to send messages related to your screening, your program, promotions, and account updates.

• To opt out of text messages at any time, reply STOP to any message you receive.
• For help or support, reply HELP to any message.
• Carriers are not liable for delayed or undelivered messages. We cannot guarantee delivery of every message.

We share your mobile information with the service providers that help us send text messages on our behalf. We do not sell your mobile information. If you opt out, we will stop sending marketing text messages, but we may still send you non-marketing messages where permitted (for example, service-related notices) or where you have separately consented.

Data retention

We keep your information only as long as needed to provide our services and to meet legal or operational requirements. You can ask us to delete your information at any time, subject to any legal obligations to retain it.

Your choices

• You can decline to submit the screening form. Providing your information is voluntary, but needed to receive the analysis.
• You can request access to, correction of, or deletion of your personal information.
• You can ask us to stop sending you marketing communications at any time.

Security

We use reasonable measures to protect your information, but no method of transmission or electronic storage is fully secure. We cannot guarantee absolute security.

Children's privacy

Our services are not directed to individuals under 18, and we do not knowingly collect information from children.

Changes to this policy

We may update this policy from time to time. The "Last updated" date above reflects the most recent revision. Continued use of our site after a change means you accept the updated policy.

Contact us

You can reach us by email at coferlegacygroup@gmail.com, or by scheduling a consultation at https://coferlegacygroup.setmore.com.